operational risk; operating risk
ICOCA; rechargeable prepaid IC card used for travel and purchases
conclusion; summing up (of a thesis or presentation)
online dictionary; web dictionary
Northern Territory (Australia)
input-output processor; IOP
Bajanxongor (Mongolia); Bayan Hongor
three great oceans (Pacific, Atlantic and Indian)
Goldsboro, North Carolina
the way something ought to be; the (current) state of things; how things are
rook (species of crow, Corvus frugilegus)